Motor Insurance Claims Process In India

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MOTOR INSURANCE Claims’ process :-

1. Claim to be intimated immediately after accident at call centre

2. Survey to be conducted in 6-24 working hours (BASIS OF REACH)

3. Vehicle to be repaired at garage

4. Payment to be processed on receipt of repair invoice

The claim can be settled in the form of the Cashless or Reimbursement by the Insurance company. In the cashless scenario the claim is being settled through the tie-up garage where the insurance liability payment is done directly to the garage post repair, customer has to pay only its own liability part.

All NetAmbit insurance partners do have cashless facility where the garage details is being published on there respective website.

DOCUMENTS to be SUBMITTED at time of CLAIM

Mandatory Documents

• Claim Form,

• Registration copy,

• Policy / Cover note copy,
• Driving License,
• Garage Estimate,
• Original Repair Invoice

Additional Documents

l* Fitness Certificate,

2 *Load Challan,

3 *Route permit,

4* Road Tax

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LIC Home Loan Documents And Eligibility In India

LIC Home Loan Documents

• A LIC home loan application form furnished with the desired information.
• Copy of the sanctioned plan and sanction letter.
• One guarantor form and his or her certificate of salary.
• Copy of NA permission and ULC clearance.
• Last two years of account statement or bank pass book.

LIC Home Loan Eligibility

• An individual to get the LIC loan must be self-employed with an income of Rs 150000 per annum.
• The minimum age limit of a LIC home loan applicant must be 25 years and the maximum age limit is 58 years.

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List Of Health Insurance Providers In India

Find information on India health insurance companies. Health insurance companies in India are growing in a big way.Following are the list of authorized Health Insurance companies.

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Apollo Munich health insurance

Bajaj Allianz Health Insurance

Cholamandalam MS health insurance

HDFC Ergo health insurance

ICICI Lombard health insurance

ICICI Prudential Health Insurance

Reliance health insurance

Royal Sundaram health insurance

Star Health Insurance

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Life Insurance Providers And Banks In India

Following are the list of Life Insurance companies Authorized By Insurance Regulatory And Development Authority of India to do Life Insurance Business

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Bharti AXA Life Insurance

ICICI Prudential Life Insurance

Aviva Life Insurance

Aegon Religare Life Insurance

Reliance Life Insurance

Max New York Life Insurance

TATA AIG Life Insurance

Bajaj Allianz Life Insurance

MetLife India Life insurance

LIC Life insurance

Sahara Life Insurance

Future Generali Life Insurance

HDFC Standard Life Insurance

IDBI Federal Life Insurance

SBI Life Insurance

Birla Sun Life Insurance

ING Vysya Life Insurance

Kotak Mahindra Old Mutual Life Insurance

IDBI Federal life insurance

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Banks Providing Car Loan In India

Take a look at the car loan offerings by various banks by clicking on the bank names. We will keep adding more banks to this list

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Axis Bank Car Loan

HDFC Bank New Car Loan

ICICI Bank Car Loan

PNB Car Loan

SBI Car Loan

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Personal Loan Banks And Providers In India

Valuable information about Personal Loan Banks In India, here you can see different personal loan providers

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Axis Bank Personal Loan

Bank of Baroda Personal Loan

Bank of India Personal Loan

Canara Bank Personal Loan

Citi Bank Personal Loan

CitiFinancial Personal Loan

Corporation Bank Personal Loan

Fullerton India Personal Loan

HDFC Personal Loan

ICICI Bank Personal Loan

IDBI Bank Personal Loan

Indian Bank Personal Loan

Reliance Personal Loan

Saraswat Bank Personal Loan

SBI Personal Loan

Standard Chartered Bank Personal Loan

UCO Bank Personal Loan

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Credit Card Banks And Providers In India

Apply for a credit card in India. Compare the benefits of different credit cards from different providers

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ABN Amro credit card

Axis Bank credit card

Canara Bank credit card

Citi Bank credit card

HDFC credit card

HSBC Bank credit card

ICICI Bank credit card

Kotak Mahindra Bank credit card

SBI credit card

Standard Chartered credit card

Union Bank of India credit card

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Documents Required For Home Loan & Auto Loan

HOUSING LOANS—

APPLICANTS/ GUARANTOR

1. 3 Passport Size Photographs.

2. Proof of Identity- Voter ID/ Passport/ Driving License/ Pan Card

3. Proof of residential- Electricity/ Phone/Mobile/Credit Card Bill

4. Form-16 with IT return for last 2 years for salaried applicants

5. Latest Salary Slip for last 3 Months.

6. Bank account statement for last 1 year

7. 3 year IT return with computation of Income & Balance Sheet for Non- Salaried

8. Proof of business Address for Non-Salaried.

9. Proof of Assets and Investments

10. Processing fees

11. Advocate fees & Valuation fees

Property Papers:

1. Complete chain of Property.

2. Approved Map/ Plan

3. Detailed estimate of Construction.

4. Agreement to Sale

5. Completion letter from Authority

Auto Loan

1. Quotation from Car Dealer

2. Processing fees-0.5%

Documents Required In Takeover Cases

1. Sanction Latter

2. Complete chain of property

3. Fore Closer Letter

4. Loan Account statement

5. List of Documents held with bank

Please bring original document along with Photocopy

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Again Fuel Price Hike

Three state-run oil marketing companies rose by 1.48% to 3.30% on BSE on reports an Empowered Group of Ministers headed by Finance Minister Pranab Mukherjee is scheduled to meet on 11 May 2011 to mull on a hike in fuel prices.

State-owned Bharat Petroleum Corporation (up 3.30%), Hindustan Petroleum Corporation (up 1.69%) and Indian Oil Corporation (IOC) (up 1.48%), rose.

According to reports, the government plans to hike diesel prices by up to Rs. 3 a litre soon after the Assembly elections in five states are over next week, while an equivalent steep increase of Rs. 3-4 a litre in petrol rates is also on card. Polling in the last phase of Assembly elections completes on 10 May 2011. Reports suggest that an increase in domestic LPG prices may also be discussed at the Empowered Group of Ministers (EGoM) meeting.

Ranbir Singh Butola, chairman of IOC, was last month quoted by media as saying that IOC was losing Rs. 18.11 per litre on diesel, Rs. 28.33 a litre on kerosene and Rs. 315.86 per cooking gas cylinder. Butola had said that IOC was losing money on petrol but declined to put a number to it since the fuel was deregulated and the company was not supposed to get compensation from the government for keeping pump prices artificially low.

A hike in petrol prices will boost the finances of state-run firms since crude oil prices have soared to above $110 per barrel in the international market. US crude futures were down 0.05% at $111 a barrel today, 4 May 2011.

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Afghanistan: Pakistan Had To Know Bin Laden There

KABUL, Afghanistan — An Afghan official says Pakistan must have known Osama bin Laden was living in the military garrison town near the capital Islamabad.

The statement makes Afghanistan the latest in a series of countries throwing suspicion on Pakistan following the deadly strike against the al-Qaida leader.

Defense Ministry spokesman Gen. Mohammad Zahir Azimi said Wednesday the powerful Pakistani intelligence service had to have known bin Laden was living in the house in Abbottabad, because of its proximity to military installations.

Azimi says bin Laden's house was close to the gate of the Kakul Military Academy, where top Pakistani officers train. And many neighboring houses are home to military officials.

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