Both Citibank and Kotak Mahindra are famous and very reputed in the market of banking services in India. Since their establishment in Indian market, they have been consistently involved in offering a wide variety of services of loans and cards. Here, we discuss Citibank rewards cards and Kotak Mahindra bank’s league platinum cards.
Citibank Rewards Cards –
This Citi bank credit card consists of multiple key features. As the name itself suggests, it offers sumptuous reward points on your spending. Spending at Apparel and Department can let users earn 10 times the Reward Points. You can earn one point for every Rs 125 spent.
Additionally, the cards come up with many key bonus reward points that would certainly entice you. They include birthday, sign up bonus points for statement on additional cards and email, expenses made quarterly and others. If any of your first expense amounts to Rs 1000, it entitles you earn 1000 reward points.
Other additional features worth discussing include no joining fee and no annual charge (if the expenses amount to Rs 30000 or more in a year). Moreover the card also entitles you have exclusive features including Premier Choice in Redemption, unending points and Rewards Privileges.
Kotak Mahindra Bank League Platinum Card –
Under premiums rewards program, the card offers you exclusive services such as 10 times more reward points if each expense amounts to Rs. 100 in selected categories such as departmental shopping, consumer durables and departmental airlines. They are high value expenditures and accordingly allow you earn highest rewards.
If the card is used in other retail spends, the card members are allowed to have five times reward points.
Kotak Mahindra bank credit card comes up with fuel surcharge waiver of 2.5% across all petrol pumps in India. Therefore, if the spend on fuel transaction ranges from Rs 400 to Rs 4000, fuel surcharge waiver is applied and you save money accordingly.
Near about 1.8% waiver is applicable on railway surcharge. This is indicative that the stated railway surcharge waiver is applicable if railway ticket is purchased with the use of the card. It also offers you exclusive travel offers.
The card offers you league shield security. It signifies potential safety against fraudulent or theft of your card. if the card is fraudulently used for almost 7 days pre-reporting, you get a cover of Rs 100000. However you are advised to contact the bank right away to deactivate the card in case it is stolen.
Conclusively, Citibank and Kotak Mahindra bank’s cards feature exclusive benefits respectively. The choice is absolutely yours to go for either of the cards.
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