Whenever it comes to save and invest your money, then you might like to consider the returns on the first place. Not only this, rate of return also matters a lot in this particular case. In this regard there are several life insurance policies available to choose from that are being designed with exclusive concept and improved concept. Guaranteed life insurance plan is one of the best solutions that can be chosen for your benefits. It is a life insurance plan that offers a guaranteed return on maturity along with other certain benefits. It is a kind of retirement plans that are offering guaranteed returns with comprehensive life cover and embedded with various other benefits. This specific life insurance is suitable for the senior citizens as well as investors with conservative attitude. This could be the highest NAV (net asset value) guaranteed or anything structured. But, these are not necessarily means highest returns because the guarantee belongs to a particular fund not the actual market returns. The returns on your invested funds will be depending on the fund’s performance in the market. A fund may be guaranteeing you highest returns but returns during the same time could be higher by NSE or BSE. Usually, life insurance policies with guaranteed returns are either single premium or annual premium insurance plans.Apart from a regular life cover, guaranteed life insurance plan offers twin benefits of eliminating risk factor by ensuring an assured return and being relatively safe in fluctuating market conditions. Besides this, returns are usually higher than any other insurance product with such kind of life insurance plan. Guaranteed returns scheme is one of the incomparable insurance products, which has been designed to facilitate you in all aspects.
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